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Merchant Accounts – Credit and Debit Card Processing

Credit and debit cards are efficient ways to pay, but not all processing services are made equal. Painless Processing offers low-cost and cutting-edge merchant account services with excellent customer service. We empower our clients with the best card processing tools at rates that increase their revenue.

Our mission is to make the whole payment process pain-free. It’s easy to integrate our solutions, manage transactions, and obtain support when needed. Painless Processing is there to help every step of the way.

 

Is Painless Processing Right for My Business?

Our online merchant accounts take the best aspects of the internet and combine them with reliable merchant processing. These processing services are used by clients in nearly every industry and for any business. We are a merchant service provider to Retail Businesses, Mail Order & Telephone Order Companies, E-Commerce Platforms, and Mobile Enterprises.

Our team knows that each client needs payment processing that can be tailored to their business model, and updated as products or services are changed. Whether you are selling products from a brick and mortar, an online shop, or a food truck, Painless Processing offers custom solutions.

 

Assisting Merchants in High-Risk Industries

We specialize in merchant accounts for high-risk industries, which are those that experience high amounts of chargebacks, canceled transactions, refunds and returns, and fraud. Painless Processing has assisted these merchants since 2009, and include the following industries:

–    Adult Entertainment & Products

–    E-Cigarettes & Vapes

–    Firearms, Weapons, & Ammunition

–    Membership/Subscription Enterprises

–    Supplements & Nutraceuticals

–    Headshops & Hookah Products

–    See the full list of high-risk industry clients here

For these businesses, it’s crucial to have a processing provider that’s on their team. We are team players with all our clients, especially those that need high-touch assistance.

 

Low Rates and Rapid Transactions

Every time someone swipes their card, our clients earn more. Qualified merchants enjoy rates as low as 1.99% + 10 cents per swipe, or 5 cents with debit card transactions. For mail order, telephone order, and e-commerce transactions we offer a 2.69% flat rate and zero transaction fees. We are up-front with our pricing and guarantee that clients won’t have to deal with hidden fees.

Clients should have their hard-earned cash as soon as possible and be able to accept as many credit card payments as they can. With Painless Processing, all deposits are completed by the next business day, and clients have unlimited volume caps. This ensures our clients have a reliable revenue stream, and they don’t have to turn away card-paying customers.

 

How Do I Join?

It’s easy. Just use our online application.

From there, we’ll get in touch, get to know your business and platform, and get you integrated with our services. It won’t take long, as most of our customers are approved within a day, and we act fast to support your business’ revenue. If you want one of our agents to assist with the application, call us.

24/7 Merchant Customer Support

We support you every step of the way, from the application to integration and beyond. Our team welcomes clients to call with questions or concerns so we can help them one-on-one. From solving card processing issues to understanding transaction reports, Painless Processing is available at any time. Give us a ring for help from real people.

Accept payments painlessly.

We support you every step of the way, from the application to integration and beyond.

The Best Rates

Get the best rate for your industry.

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The Fastest Approvals

Get approved in as little as 24 hours.

Superior Service

24/7 customer and technical support.

Ready to start processing?

HOW IT WORKS

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STEP 1

Complete the application or one of our agents can complete it for you.

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STEP 2

Get approved in as little as 24 hours.

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STEP 3

Start processing. We’ll help with installation, integration, and anything else you need to get you accepting payments quickly and painlessly.

Solutions for any type of business.

However you choose to take payments, we can help.

RETAIL

Accept card payments for your brick & mortar location. Increase sales and customer retention.

 

MAIL ORDER / TELEPHONE ORDER

Accept card payments over the phone or through the mail. Virtual terminals make taking payments a breeze.

 

E-COMMERCE

Accept card payments through the internet. Painless Processing integrates all shopping carts.

 

MOBILE

Accept card payments through various smart devices. Perfect for businesses on the go.

 

Pricing starting as low as:

(for qualifying merchants)

PER SWIPE

1.99% + 10¢ per transactions/
5¢ per debit

MO/TO & E-COMMERCE

2.69% Flat Rate +
No Transaction Fee

Next Business Day Deposits • No Unexpected or Hidden Fees • No Volume Caps

Want to know if you qualify?

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