Low Risk Merchant Accounts
Businesses are not as easy to run as they once were. For most, long gone are the days of the simple buy and sell of a cash transaction. Payments come in a multitude of forms and collecting customer data is at a premium. With so much responsibility, the last thing owners and managers alike want to deal with are the intricacies of accepting payments for goods and services sold. Many merchants, especially those of new businesses, usually have the same visceral reaction when they realize payment processing isn’t as convenient as it should be. This is why many low risk payment processors such as Square and PayPal are able to get away with charging merchants abnormally high rates. They make it almost a thoughtless process. However good this perception may be for low risk payment processors like Square and PayPal; the truth is that if you are a low risk merchant and need low risk payment processing then you are much better off going through a company like Painless Processing. The obvious question is why.
Every Painless Processing merchant is assigned a dedicated merchant services expert from the point of initial contact. This merchant services expert is your go-to for questions, advice, and to make your entire experience painless. You can have them fill out your application so that all you have to do is sign it. Maybe you want to discuss other low risk payment processing services with them. Asking questions is never an issue as your dedicated merchant services expert will answer or explain anything you need in detail. You are not alone with your merchant service expert. Backing them are teams of U.S.-based low risk merchant account experts that handle specific areas such as application processing, administrative, underwriting, integration, troubleshooting, customer service, and more. Every single one of them is hands-on, ready and willing to help. This level of service is simply unparalleled.
Our low risk merchant application and documentation requirements are no different than any other low risk payment processor. You may not be able to process payments instantly but low risk merchants are approved the same business day or next business day, within 24-hours. Depending on the equipment you need to process we can have you accepting payments in as little as 24 to 48 hours. For most merchants, this is faster than they actually need to begin processing payment transactions. Many times we find there are other payment processing services such as e=check processing or ACH that are more favorable to a business. And if you needed more, every single Painless Processing merchant account holder is pre-approved for Painless Business Funding giving our merchants almost immediate access to additional capital if they need it.