Gun Friendly Credit Card Processors for Gun Merchant Accounts
Painless Processing provides high-risk merchant accounts to firearm merchants. We have thorough knowledge of the rules and regulations set forth by the card brands for this type of high risk merchant account. And, there are multiple merchant services available to firearm merchants.
Firearms merchants are under attack.
Our solutions are your best defense when other processors won’t protect you.

Fully Loaded
Processing solutions for retail, e-commerce, and mobile businesses.
High Capacity
Capable of handling high dollar and high volume transactions.
Safety On
Against chargebacks and fraudulent purchases.
Don’t get jammed up by other merchant service providers.
Make Painless Processing your tactical choice for payment processing.
Firearm merchants selling hand guns, shotguns, hunting rifles, assault rifles, ammunition, accessories, gun parts or any type of concealed weapons are considered high risk merchants and need a merchant service provider that understands the complications of payment processing within the firearms industry. One of the biggest misconceptions is that firearms simply cannot be sold online and this is not true. Although it is easier for firearm merchants that have retail space to sell online; as long as you have a Federal Firearms License (FFL) and follow the correct protocol of sale including proper background checks, you should be able to get an e-commerce firearm merchant account as long as you provide the correct documentation to your merchant service provider.
What do firearm merchants need to provide in a merchant application package?
Initially they should provide:
A complete and signed application
Current business bank statements
SS4 Form (Tax ID)
Current merchant processing statements (if applicable)
Identification of signer(s)
Void Check or bank verification letter
Articles of Organization
Copy of Federal Firearms License (FFL)