Painless Processing offers merchants the ability to digitize their check processing completely. Check 21 services revolutionize the process of accepting check deposits, making funds accessible in a shorter timeframe. Merchants can scan their paper checks, watch as the funds are transmitted and cleared, and feel at ease knowing the checks are verified. With Check 21, our clients have until eight PM to deposit checks and reduce the time and financial costs of accepting paper ones.
Painless Processing offers Check 21 for high-risk industries, protecting them from fraud, NCF transactions, and helping them operate when listed on TMF or MATCH records.
Our merchants can utilize this service to accept checks via phone call, fax, or their website. The transactions are recorded and tracked in our secure payment gateway that updates in real time, allowing our merchants to keep watch on their finances. Funds are accepted, endorsed, and deposited within 24-hours, making cash flow reliable and predictable. All transaction records can be accessed at any time through our database.
This system is approved for 99.9 percent of our customers, making it an accessible solution for high-risk industry businesses, TMF and Match listed merchants, and those with poor credit or a history of bankruptcy.
Automated and user-friendly, our system provides all relevant information on fund transfers, eliminating the need for filling out deposit slips, copying checks, making trips to the bank, or manually reconciling checkbooks. Check by Phone simplifies check and e-check acceptance to help business owners run their enterprise more effectively.
Two great solutions to choose from.