In the United States, there are approximately 266 million internet users that are potential clients for domestic, online businesses. Many advertisers and business owners compete within the U.S. market triggering price wars within industries instead of exposing themselves to global markets such as the 825 million internet users in Asia, the 475 million internet users in Europe, or the 205 million internet users in Latin America and the Caribbean.  Previously, payment processors had difficulty processing transactions globally in a secure, reliable, and convenient fashion. Painless Pay makes it easy for international customers to purchase over the internet securely by automatically converting the payment page to the customer’s local language and accepting most international debit/credit card networks, All-In-One!  How would it benefit your business or give you the competitive advantage if your checkout page automatically detected the location of internet customers and automatically translating the payment page into the viewer’s local language? What if your prices automatically updated for this potential customer to that of their local currency? What if the site automatically displayed the visitor’s local preferred / popular method of payment options? And what if there were local support numbers for customers to call with any difficulties relating to payment or checkout? What if Painless Processing offered this in one easy to integrate solution to gear your business up for the global marketplace to start your expansion and growth today? Broaden your horizon because it is available through Painless Pay. Read below for further details.

What is Painless Pay?

Painless Pay is a processing solution offered by Painless Processing to revolutionize international e-commerce/web-based payment processing. Painless Pay services internet merchants looking to market and transact with an international audience and uniquely cater to a global market by making it easy for customers around the world to pay in their preferred method of payment (I). By partnering with over 100 banks globally, this intricate payment network offers capabilities unavailable through most processing solutions.  Paying with a traditional Credit Card (Visa or MasterCard) is the most common mode of payment for online purchases in the United States; however, abroad that is not the case. In Europe, generally below 30% of online shoppers use a credit card to make purchases, and throughout China, Japan, and Korea, their debit cards won’t process on traditional credit card networks. Painless Pay has the “Shop Global, Pay Local” solution that is simple set-up, easily integratable , hassle-free approval, and the most cost effective package on the market. Already used by over 10,000 websites, Painless Pay works on a completely reliable and secure PCI compliant platform. This is not a merchant account but it will work with your existing merchant account so you can still process credit card transactions. Our solution processes bank driven payment types / methods, such as, Automated Clearing House (ACH), Euro debit or Direct Pay. This method also accepts charge cards, JCB, American Express, and Discover to name a few. These alternate payment solutions comprise a majority of international / global transaction processing.

What are the Benefits and Features of Painless Pay?

• Painless Pay has a specialized gateway that allows you to not only integrate multiple payment methods but also integrate with any shopping cart, so all e-commerce businesses are welcome.
• Integration and installation is simple with no additional software necessary to get started.
• Painless Pay is compatible with all major payment processing platforms, so your existing processing will not be effected or infringed.
• Painless Pay is Level 1 PCI compliant and utilizes advanced fraud scrubbing methods for enhanced security and reliability.
• This system Includes within the security measures Address Verification (AVS) tools as well as IP Verification.
• Effortless checkout guarantees higher success rates and better conversions on checkout page to maximize success of your sale in the final stages.
• Reduce or virtually eliminate chargeback’s with guaranteed settlements to merchants (this is not the case  with credit card processing and ACH).
• Ability to make your checkout page automatically translate into the local currency and local language of the customer based upon the international IP address location. -Foreign currency exchange rates shown in real-time.
• Customers get a local support phone number to make sure that your payment conversions are maximized
• Advanced reporting capabilities and administrative functions serve as useful tools for accounting and internal controls purposes. This also increases the security within a company.
• Underwriting and approval process is simple and Painless. Within 24-48 hours is our average approval time for Painless Pay
• No upfront fees or setup fees.
• 24-7 merchant and technical support Painless Pay comes fully inclusive of complete guidance from start to finish
• PIN requirement makes it easy for merchants selling high ticket items to guarantee their funding and offers safety from chargebacks.
• There are rebilling and recurring payment options integrated into Painless Pay, as well as, Trial, MLM (Multi-Level-Marketing), and membership management options so that the system can manage any internet based business model.

Is Painless Pay available to anyone in the world?

YES- all merchants can participate internationally, as long as their country is not on our Black List. Please call in for further details… 97% of countries world-wide are Welcome!

How do I get started? Do you accept / approve high risk businesses?

Simple, call a representative today or fill in our contact form and we will call you. One of our qualified representatives can get you started on an application and have you approved in less than 48 hours. There are NO SETUP FEES! If Painless Pay didn’t welcome higher risk industries, Painless Processing wouldn’t offer it.  A few industries that we openly approve into enrolling into Painless Pay: electronic cigarettes (E-cigs), online pharmacy (pharma), nutraceuticals, penny auction, teeth whitening, colon cleanse, dietary supplements, K2 incense, E-juice, acai berry products, HCG (the HGH derivative), adult-related businesses, replica, timeshare rentals, charter boats, charter services, travel agencies, and travel / vacation package sales, to name a few.

OK, I know you offer all of these solutions and Alternate payment methods in one Easy to use gateway… now what does this one gateway include Exactly?

Bank Transfer Payments

Product Name	Currency	Real-Time	Chargebacks	Recurring	Countries	Market Size
DirectPay EU	EUR	NO	NO	NO	36 EU COUNTRIES	600 MILLION
Direct Pay US	USD	NO	NO	NO	US	200 MILLION
GiroPay	EUR	YES	NO	NO	DE	15 MILLION
iDeal	EUR	YES	NO	NO	NL	15 MILLION
Yellow Pay	CHF	YES	NO	NO	CH	8 MILLION
PagosBancarios	BRL	NO	NO	NO	BR	150 MILLION
Przelewy24	PLN	YES	NO	NO	PL	35 MILLION
TeleIngreso	EUR	NO	NO	NO	ES	45 MILLION

Debit Solutions

Product Name	Currency	Real-Time	Chargebacks	Recurring	Countries	Market Size
EuroDebit	EUR	YES	YES	YES	32 EU COUNTIRES	500 MILLION
Online Check (ACH)	USD, CAD	YES	YES	YES	US, CND	200 MILLION

Charge Card Solutions

Product Name	Currency	Real-Time	Chargebacks	Recurring	Countries	Market Size
American Express	USD	YES	YES	YES	GLOBAL	45 MILLION
Discover Card	USD	YES	YES	YES	GLOBAL	50 MILLION
JCB	USD	YES	YES	YES	GLOBAL (JAPAN)	64 MILLION
Diners Club	USD	YES	YES	YES	GLOBAL	50 MILLION
BC Card	USD	YES	YES	YES	GLOBAL  (S. KOREA)	50 MILLION
Pulse	USD	YES	YES	YES	GLOBAL	50 MILLION
Union Pay	USD	YES	YES	YES	GLOBAL (CHINA)	50 MILLION

Painless Pay has recently added Paysafecard and POLi to our portfolio of offerings in alternative payment solutions. This no-Chargeback guaranteed solutions is an extremely popular payment method in the U.K and other countries across Europe. POLI and Paysafecard are debit driven so funds get drawn directly from the consumer’s bank account. This can be easily added to your website with your Painless Pay solution along with the rest of the above products.

You have the global marketplace within your reach on the internet, and the ability to accept their payments only one phone call away. Call us today and accept payments painlessly.