High-Risk Merchant Account

We specialize in High-Risk Merchant Accounts

Acquiring a high risk merchant account can be very difficult. However, we at Painless Processing are experts in the field of high-risk merchant accounts and know exactly how to get your merchant account approved in 48 hours (usually). High risk credit card transactions have become a very common part of life. Because the credit card holder isn't able to physically sign a receipt for an ecommerce sale, many banks will actually hesitate or refuse to approve your high-risk merchant account request. There are many businesses that fall under the label of "high risk" designation for merchant accounts including: international sales, adult services, online store: pharmaceuticals and adult industry, moto-merchants (credit card sales done over the telephone), recurring billing, and sudden high volume sales businesses. Painless Processing will ensure that your high risk merchant account gets approved within 48 hours, leaving you to focus on dominating your competition.

Merchant Accounts can be designated as being high risk for many different reasons

Banks are the ones holding all the chips. As a result, they have the ability to label your industry as high risk when deciding whether or not to offer you a merchant account. Merchant Accounts can be designated as being high risk for many different reasons. Many times, they are as varied as the businesses themselves. Everything from where your business is located to the terms of your delivery can earn you "high risk" marks from banks. Credit card processing and merchant services in basically any form other than the most traditional mom and pop store sale will likely draw skepticism from banks.

Many booming industries around the United States and across the globe are earning the brand high risk merchant account. Virtually any free-trial transactional system, medical marijuana dispensaries, online gambling, and many adult industries fall under this very broad umbrella. In fact, almost any ecommerce business will fall under the scope of high risk merchant account as well if you have no previous credit history or have derogatory credit information. Regardless of why you fall into this category, Painless Processing can accommodate your needs and guarantee your merchant account request's approval.

Whatever the reason, if your merchant account is high risk, Painless Processing can help

As mentioned earlier, if you are involved in any type of business that doesn't involve face-to-face transactions, you're probably going to be considered high risk to the banks considering your merchant account request. Whatever the reason, if your merchant account is high risk, Painless Processing can help. We have connections with various banks around the world. Each one can help us serve your needs in a different way, depending on your specific circumstances and industry. If you have a need for a high risk merchant account, don't hesitate. Contact us at Painless Processing today. We'll have a quote ready for you in a matter of hours with rates that will match or beat any company in the industry. Take the first step. Contact us today!

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