Providing Adult Merchant Account Solutions
Adult Merchant Account
Although the high risk nature of the adult industry makes it
difficult for an adult product merchant or adult service merchant to
obtain an adult merchant account; no need to worry, Painless Processing
is here to help! Adult merchants are usually turned away by most banks
and financial institutions for credit card processing due to the nature
of their business and when approved for an adult merchant account, these
adult merchants are at the mercy of high rates, high reserves, and
unfair oversight which adds unnecessary pressure and adversely affects
the bottom line of these adult industry merchants. Owning an adult
industry business can be a very lucrative, quickly gaining many loyal
customers that are ready and willing to pay right from the start.
Obtaining an adult merchant account from a high-risk payment processor
that understands the adult industry is of the upmost importance.
However, to find, choose, and trust a high-risk payment processor that
understands your adult business type and properly aligns you with the
appropriate credit card payment processing solution for your adult
merchant account, is not so easy. Choosing the wrong adult merchant
payment processor can cause problems with cashflows and in the worst
cases, profit losses. Additionally, many adult merchants run continuity,
membership, or subscription-based business models. This means that adult
merchants are charging their customers on a recurring basis, usually
every month. This type of credit card payment processing increases the
level of risk involved with obtaining an adult business merchant
account. Fortunately for adult merchants, Painless Processing
specializes in the adult industry and can equip your adult business with
the appropriate PCI complaint banking solution and specialized gateway
to automatically process all of your adult business transactions and
streamline your adult business so that you can focus on what’s
important, pleasing your customers.
Why do banks not approve adult
merchant accounts?
All adult merchants are labeled as high risk
merchants simply due to the nature of their business. Most adult
merchant businesses explore human sexuality and offer sexually explicit
products, services, or images. These adult products and adult services
are risqué, at times controversial, and even cross into a grey area of
legalities including the way adult merchants market and sell to the
general public. Because of this, most traditional payment processors
classify adult merchants as high risk merchant accounts and will not
approve them for credit card processing. Additionally, high-risk credit
card payment processors carry great concern over the risk of chargebacks
which are common with high risk adult merchant accounts. Credit card
chargebacks occur when a customer disputes a credit card transaction
because they don’t agree with the credit card charge. Incurring credit
card chargebacks are costly and can lead to the adult merchant being
shut down and placed on the Visa or MasterCard MATCH or TMF list. Adult
merchants need a high risk payment processor that understands the trials
and tribulations of the adult industry. Painless Processing has a clear
understanding of the adult industry and is ready to assist adult
merchants in obtaining a high risk adult merchant account for their
adult business.
Contact us now to get approved for an adult merchant
account
Painless Processing has adult industry experts standing by
with extensive experience in the field of adult high risk merchant
accounts ready to assist adult merchants acquire a high risk merchant
account so they can process credit cards. Contact us today so that we
can answer your adult merchant questions and provide you with a quote
for credit card processing based on your adult business model.
Adult Industries & Products Approved By Painless Processing:
- Adult Video Stores – If you have a brick and mortar location and are selling adult videos; we can set you up with an adult merchant account.
- Adult Video Websites – If you have a website that sells adult videos or membership access to adult videos; we can set you up with an adult merchant account.
- Adult Toy Stores – If you have a brick and mortar location and are selling adult toys; we can set you up with an adult merchant account.
- Adult Toy Websites – If you have a website that sells adult toys; we can set you up with an adult merchant account.
- Adult Webcams – If you have a website that sells pay per view access or membership access to adult videos; we can set you up with an adult merchant account.
- Escort Services – If you have an escort service; we can set you up with an adult merchant account.
- Strip Clubs – If you have a strip club; we can set you up with an adult merchant account.
- Phone Sex Hotlines – If you have a phone sex hotline; we can set you up with an adult merchant account.
- Lingerie Stores – If you have a brick and mortar location that sells lingerie, sex toys, adult videos, or other adult products; we can set you up with an adult merchant account.
- Lingerie Websites – If you have a website that sells lingerie, sex toys, adult videos, or other adult products; we can set you up with an adult merchant account.
- Massage Parlors – If you have a brick and mortar location that provides massage services; we can set you up with an adult merchant account.
- Sexual Enhancement Products – If you are selling sexual enhancement products; we can set you up with an adult merchant account.
- And More Adult Products & Services – If you have a product or service you believe is an adult product or service; contact us to find out if you need an adult merchant account.
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